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Help with selection

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Been playing for one year on a cheap Morgan Monroe. Wife says I can step up to a mid price banjo. Of course I want to go all the way and get a huber but she says until I make a lifetime commitment to the instrument I can not spend that much. I want to spend around 1000. Any suggestions? Should I buy a used older banjo and maybe get a higher quality or buy new and know what I am getting. My teacher has a brand new gold tone for 1000. He is not pushing it on me and he did say that until you know slot about banjos, that I can get burned buying used over the internet. What should I do?

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